Insurance Bad Faith...
When you have an insurance policy with an insurance company, it is a contract that
both parties must honor. You are obligated to pay the premiums when they come
due. The insurance company, on the other hand, is obligated to pay all legitimate
claims you make on your policy.
If you file a claim with your insurance company, they are required by Florida Law
to act in good faith in processing and paying legitimate claims. Insurance bad faith
occurs when:
When you make a claim, unfortunately most insurers can't come right out and denyyour claim immediately. The insurance companies usually employ a list of standard
tactics that are designed to wear you down, make you give up, or force you to
agree to accept less than what you are legally owed. For example, some insurance
companies claim they are sending your claim to medical doctor for a second
opinion or to review your file. These doctors are actually looking for any
preexisting conditions so they may deny your claim. Some insurance companies do
not actually send your claim to a doctor, but to non-medical employees.
Other times an insurance company will offer your a settlement that looks good, but
when you look at the actual number being offered to the amount of costs you will
amass due to property damage, medical bills, lost wages, etc., it will not be
enough. Many policyholders will agree to the offer out of sheer desperation.
Insurance companies count on this.
Insurance companies may also delay your treatment. They may refuse to pay for
specialists or actually purposely delay the funds for the treatment.
If there is a large amount of money they may have to pay, insurers may hire their
own investigators or so-called experts to look "review" your case, with the intent
of uncover damaging information such as pre-existing conditions.
Insurance companies will usually demand extensive records from policy holders,
much of which is nearly impossible to Insurers will often demand records and
documents from policy holders that are practically impossible to obtain, such as
medical records from childhood, etc.
In other cases, insurance companies fail to settle a lawsuit filed against policy
holders when they had a duty to do so. If an insurance company refuses to pay a
claim that should be paid, or offers to settle a claim for less than it knows the claim
is worth, or denies a claim without a proper investigation, this could give rise to a
bad faith claim against the insurance company.
Bad faith insurance claims may also involve property insurance, health insurance,
auto insurance and other policies.
Because the insurance companies are in a position of trust, they are held to a higher
standard. In some cases, if you can prove that the insurance company acted in bad
faith, you can recover up to three times the amount of your insurance claim.
If you believe that you or a loved has been taken advantage of through insurance
bad faith in Florida, contact an experienced insurance bad faith attorney from
Howard S. Grossman, P.A. at 800-940-8048 or click here to send us an e-mail.
When you have an insurance policy with an insurance company, it is a contract that
both parties must honor. You are obligated to pay the premiums when they come
due. The insurance company, on the other hand, is obligated to pay all legitimate
claims you make on your policy.
If you file a claim with your insurance company, they are required by Florida Law
to act in good faith in processing and paying legitimate claims. Insurance bad faith
occurs when:
 | Legitimate claims are not paid on a timely basis | |
| Legitimate claims are denied | |
| Legitimate claims are underpaid |
When you make a claim, unfortunately most insurers can't come right out and deny
tactics that are designed to wear you down, make you give up, or force you to
agree to accept less than what you are legally owed. For example, some insurance
companies claim they are sending your claim to medical doctor for a second
opinion or to review your file. These doctors are actually looking for any
preexisting conditions so they may deny your claim. Some insurance companies do
not actually send your claim to a doctor, but to non-medical employees.
Other times an insurance company will offer your a settlement that looks good, but
when you look at the actual number being offered to the amount of costs you will
amass due to property damage, medical bills, lost wages, etc., it will not be
enough. Many policyholders will agree to the offer out of sheer desperation.
Insurance companies count on this.
Insurance companies may also delay your treatment. They may refuse to pay for
specialists or actually purposely delay the funds for the treatment.
If there is a large amount of money they may have to pay, insurers may hire their
own investigators or so-called experts to look "review" your case, with the intent
of uncover damaging information such as pre-existing conditions.
Insurance companies will usually demand extensive records from policy holders,
much of which is nearly impossible to Insurers will often demand records and
documents from policy holders that are practically impossible to obtain, such as
medical records from childhood, etc.
In other cases, insurance companies fail to settle a lawsuit filed against policy
holders when they had a duty to do so. If an insurance company refuses to pay a
claim that should be paid, or offers to settle a claim for less than it knows the claim
is worth, or denies a claim without a proper investigation, this could give rise to a
bad faith claim against the insurance company.
Bad faith insurance claims may also involve property insurance, health insurance,
auto insurance and other policies.
Because the insurance companies are in a position of trust, they are held to a higher
standard. In some cases, if you can prove that the insurance company acted in bad
faith, you can recover up to three times the amount of your insurance claim.
If you believe that you or a loved has been taken advantage of through insurance
bad faith in Florida, contact an experienced insurance bad faith attorney from
Howard S. Grossman, P.A. at 800-940-8048 or click here to send us an e-mail.
Howard S. Grossman, P.A.
| Insurance Bad Faith 1-877-SEE-JUSTICE |
| The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. |
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Our Insurance Bad Faith Lawyers have years of experience in litigating insurance bad faith cases against large insurance companies who have
wrongfully denied insurance claims. From our Boca Raton and Clewiston offices, our attorneys represent victims of insurance bad faith in Broward
County, Palm Beach County, Martin County, Hendry County, and including the following cities: Fort Lauderdale, Hollywood, Margate, Tamarac,
Sunrise, Plantation, Cooper City, Deerfield Beach, Pompano Beach, Weston, Coconut Creek, Cypress Creek, Ft. Lauderdale, Lauderhill, Davie,
Dania, Pembroke Pines, Lighthouse Point, Boca Raton, West Palm Beach, Delray Beach, Boynton Beach, Lantana, Stuart, Wellington and others. If
your insurance company has declined or refused to settle a claim to protect you, then call our insurance bad faith lawyer Howard Grossman today.
Consultations regarding your insurance bad faith claim area always free. Please also visit: www.bocaratonaccidentattorneys.com
wrongfully denied insurance claims. From our Boca Raton and Clewiston offices, our attorneys represent victims of insurance bad faith in Broward
County, Palm Beach County, Martin County, Hendry County, and including the following cities: Fort Lauderdale, Hollywood, Margate, Tamarac,
Sunrise, Plantation, Cooper City, Deerfield Beach, Pompano Beach, Weston, Coconut Creek, Cypress Creek, Ft. Lauderdale, Lauderhill, Davie,
Dania, Pembroke Pines, Lighthouse Point, Boca Raton, West Palm Beach, Delray Beach, Boynton Beach, Lantana, Stuart, Wellington and others. If
your insurance company has declined or refused to settle a claim to protect you, then call our insurance bad faith lawyer Howard Grossman today.
Consultations regarding your insurance bad faith claim area always free. Please also visit: www.bocaratonaccidentattorneys.com
TIMOTHY C. NIES, ESQ.
Howard S. Grossman, P.A.
1098 N.W. Boca Raton Boulevard
Boca Raton, Florida 33432
Toll-free: 877-733-5878
Phone: 561-208-5585
Fax: 561-391-1193
E-mail: Click here
Howard S. Grossman, P.A.
1098 N.W. Boca Raton Boulevard
Boca Raton, Florida 33432
Toll-free: 877-733-5878
Phone: 561-208-5585
Fax: 561-391-1193
E-mail: Click here